In what scenario is a loan and grant combination from AER determined?

The determination of a loan and grant combination from Army Emergency Relief (AER) is based on the specific situation of the soldier. This approach ensures that assistance is tailored to meet the unique needs of each individual soldier, taking into account their circumstances, such as financial crisis, emergency situations, or other challenges they might be facing. AER is designed to provide support based on various factors like the soldier's immediate needs and the nature of the request rather than relying solely on broad criteria such as rank, family size, or length of service. This personalized assessment allows for more effective support and resources to be allocated where they are most required, reflecting the AER's mission to help soldiers and their families in times of genuine need.